Home Insurance in Michigan

Home insurance in Michigan protects the policy holder from financial loss due to damages resulting from covered perils such as fire, theft, and severe weather. It also provides liability coverage in case someone is injured on your property. Contact an agent at Ottawa Insurance Agency today for a quote tailored to your specific needs.

Do I need Home Insurance?

If you have a mortgage, your lender will require that your home is insured to prevent loan default due to a partial or total loss.

Recent Homeowners Statistics

According to a 2020 Insurance Information Institute (III) study, 6% of those homes covered by an active homeowner’s insurance policy submitted a claim for insurance reimbursement. And approximately 98% of these homeowners’ insurance claims against a homeowner’s policy were associated with property damage.

Call for a Homeowners Insurance Quote Today

Whether you are new to the real estate market or a seasoned homeowner, it is essential to protect this significant financial asset. The licensed insurance agents at Ottawa Insurance Agency are ready to assist with a no-obligation consultation.

Our Services

Servicing States

Michigan

Testimonials

I have worked with Kris DeKoster and Ottawa Insurance agency for just over 5 years. When I first reached out to her she was one of 3 independent agencies that I contacted. Within 30 minutes (at the most) Kris called me and started our business relationship. Within 24 hours I signed on with Ottawa to take care of my auto and homeowners insurance. A day or so later I did here from the other agencies. By then it was to late.

Kris has maintained that high level of service. Her attention to detail and follow up is second to none!!! Plus, she cares!! That trait is not common these days. I truly feel she is looking out for my best interest. I appreciate that about her.

I have been in sales and sales management for over 40 years. Her "can do attitude" and great integrity is what keeps me as a Ottawa Insurance customer!!

Dan Nagelkerke

We have worked with Ottawa Insurance Agency for many years! We use them for our personal insurance needs, as well as for our business needs! Everyone that I have meet at their office is friendly, helpful, and quickly get things taken care of! I also appreciate that they are always trying to help us keep our insurance rates as low as possible, while still giving us the best insurance coverage possible! If you want honest, hard working, friendly insurance agents who won't take advantage of you; give them a call!! You won't be disappointed!

Betsy Wiersema

We switched to Ottawa Insurance Agency a few years ago because Kris DeKoster was able to save us thousands of dollars on our policy! Any time we've contacted her she promptly gets back to us and takes care of our needs. We've recommended family and friends to Kris over the past few years and will continue to in the future.

Sara Hoogendoorn

I've been with Jeff at Ottawa Services for years now. ALL of my experiences have been great, including when having to make claims. My calls and emails are always answered immediately and I've never met someone more knowledgeable in insurance. Jeff has worked to make sure my costs are affordable and my coverage has no gaps. I fully recommend Ottawa Services if you are looking for an insurance provider.

Jack Dekker

Troy Nykamp is a great agent, but an even better person. He is a great communicator and very easy to work with. Highly recommend Troy at Ottawa.

Craig W

Jeff and his team have always provided us with good products at a fair price. They are easy to get ahold of, and always responsive. We highly recommend them.

Tom Dekker

Kris is an awesome agent! Always there when I have a question or need some assistance. Thank you for the great service!!

Pam Ramaker

Very kind and helpful, I also appreciate that they are always trying to help keep my insurance rates as low as possible, while still giving me the best insurance coverage possible!

Laura Miller

Kris is my agent she is honest research what my insurance needs are personable and attentive

Tina Diomande

Kris is always on top of things, and wonderful to work with.

Jamie Frank

Great friendly staff, would recommend them to everyone!

Matt Seif

curtis laplante

Esther Uitvlugt

Ottawa Insurance Agency

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